4 Steps To Take To Begin a Water Damage Claim

1/3/2022 (Permalink)

When you notify your insurance agent about the pipe burst, the overflowing toilet, or dishwasher eruption, the water damage claim begins.

4 Steps To Getting A Water Damage Claim Started

Filing an insurance claim after water damage hits your home in West Salem, WI, can be daunting. Stress from the water damage can linger while you try to figure out when to move quickly and when to wait for help; however, no matter what part of your home the flood water damaged, you probably want to begin the claim process as soon as possible after discovering the water. Here are some simple steps to get you started.

1. Contact Water Professionals

No matter what caused the water damage, the first step is typically to contact a water removal professional service. The team can quickly remove the water and help you prevent additional damage to your home that standing water can cause.

2. Telephone Your Agent

When you notify your insurance agent about the pipe burst, the overflowing toilet, or dishwasher eruption, the water damage claim begins. Be prepared to answer questions and send the company any photos you may have taken of the incident.

3. Request an Inspection

During your initial conversation with your agent about the insurance claim, don’t forget to request an inspection by a licensed insurance adjuster. Not only can he or she inspect the water damage, but the inspector can also interview you and collect any additional information you have gathered since the initial interview.

4. Process Claim Forms

Upon receiving the claim form, promptly fill it out and return the pages to your insurance company. If you fear you do not have all of the necessary information, contact your agent to stipulate that the company allows addendums. Request a letter stating the length of time any additional information will be accepted.

Water damage repairs and restoration can be a long process, but if you follow these four steps, you can be well on your way to moving through the insurance claim with a minimum of trouble. During the days, weeks, and sometimes months following the water fiasco, don’t forget to ask questions, keep receipts, and remain in contact with your insurance agent.